How to use the calculator

Key in you monthly gross income (single or joint). Key in the home loan interest rate you qualify for. Key in the number of months that you would like to repay your bond (this may vary between 20, 25 and 30 years e.g. 20 years = 240 months). Click on the ‘Calculate’ button.

What will this Calculate?

Calculates the maximum home loan that you can afford and what the monthly repayment will be.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme is accepted.


Gross Monthly Income (Rand)

Interest Rate (% per annum)

Repayment Term (# months)

Monthly Instalment

Maximum Home Loan Amount (Rand)

The Maximum Home Loan Amount indicated may vary according to your personal financial situation.